How long can I expect to repay?

It depends on how much you borrow, but ranges from 10 to 20 years. Notable in our model is the use of the Maximum Amount Paid (MAP) schedule. If the amount you repay in a given year reaches one of the MAP levels outlined in your contract, your repayments will stop immediately and your contract will be fulfilled. This means that if your contract is 10 years long but you finish repaying your loan in three years, we will not require you to continue making repayments until the 10th year.